Discover top-rated debt consolidation options to combine your balances into a single, manageable loan. Lower your interest rates and monthly payments and accelerate your debt-free path.
#1 National
Specializes in High Debt: Focus on substantial debt amounts.
Minimum Debt: $25,000.
Free savings estimate: consult with experts for personalized analysis.
Excellent Trustpilot Rating: 4.9 stars with 31,000+ reviews.
Simple Signup Process: Streamlined and easy to use.
Great Customer Service: Dedicated support for clients.
Specialization: Recommended for large amounts of unsecured debt.
Minimum Debt: requires a minimum of $25,000 in debt.
Debt Resolution: Has resolved over $19 billion in debt.
Ratings:
- A+ rating from the Better Business Bureau (BBB).
- 4.5-star rating on Trustpilot.
Key Feature: It offers a 24/7 online dashboard to track progress.
Specialization: Focuses on resolving credit card debt.
Timeframe: Aims to resolve debt in 24-48 months.
Debt Resolution: Has resolved over $19 billion in debt.
Key Benefits:
- Offers lower monthly payments through a single, consolidated payment.
- Provides a quick 2-minute eligibility check.
#4 Unlock
Service Type: Offers Home Equity Agreements (HEAs).
Funding: Access up to $500,000.
Key Benefit: Access home equity without taking out a traditional loan.
Payment Structure: No interest or monthly payments.
Application: Provides a fast and easy application process.
#5 Money Vault
Specialization: Focuses on resolving credit card debt.
Debt Range: Handles debt between $25,000 and $250,000.
Key Feature: Pairs clients with trusted brands for financial security.
Benefit: Aims to help clients achieve a financially strain-free life.
Track Record: Has resolved billions of dollars in unsecured debt.
#6 Finance Atom
Specialization: Top-rated credit card debt relief.
Target Audience: Individuals with $25,000+ in debt and good credit.
Customer Base: Served over 1,000,000 customers.
Key Benefit: Helps resolve large debt amounts.
#7 Bankrate
Service Type: Provides access to multiple lenders for debt consolidation loans.
Minimum Debt: Handles debt amounts as low as $500.
Key Benefit: Users receive multiple loan offers quickly.
Accessibility: Suitable for individuals with all credit scores.